The business consultant insurance specialists
Professional Liability / E&O and General Liability built for independent business consultants and consulting firms — from solo strategy advisors to growing multi-consultant practices.
No spam. Licensed agents build your custom quote and send it back for you to review — typically the same business day.
Get your free quote
Our licensed agents build your custom quote — typically same business day.
How it works
A few basics on your consulting business — name, address, and how to reach you.
Licensed agents build your Professional Liability / E&O and General Liability quote and send it back for you to review — typically the same business day.*
Look over your options and enroll whenever works for you — no site visit required.
Once you bind, we can help get a certificate of insurance to a client quickly.
*Quote turnaround is typical during normal business hours and may vary. Coverage, availability, and eligibility are subject to underwriting and approval.
“A client acts on your recommendation. Eighteen months later, the results disappoint and they say it’s your fault. We build coverage around that exact exposure.”
— Business Consultant Insurance
Coverages
Plain-English protection, matched to your real exposures.
Primary coverage
Errors & Omissions (E&O) and Professional Liability generally mean the same thing in this context. This coverage may help cover certain claims alleging an error, omission, or negligent advice in the consulting services you provided — the coverage most consultants need most, subject to policy terms.
How E&O / PL works →Secondary coverage
GL is different from E&O. It may help cover eligible third-party bodily injury and property damage claims arising from your business operations — a client trips during an on-site meeting, or something gets damaged at a workshop. GL does not respond to allegations about the quality of your advice; that’s what Professional Liability / E&O is for.
How GL works →Coverage descriptions are general summaries. Actual coverage is governed by the policy issued and is subject to underwriting, terms, conditions, exclusions, and carrier availability.
Who we insure
Need a Certificate of Insurance? See how COIs work for consultants →
Wondering about price?
See what typically drives the cost of Professional Liability / E&O and General Liability for consulting businesses, and what you might expect to pay.
See the full cost breakdown →FAQ
Yes, generally. Errors & Omissions (E&O) and Professional Liability describe the same type of coverage for consultants: protection that may help respond to certain covered claims alleging an error, omission, or negligent advice in the consulting services you provided. You don’t need two separate products — when we say “Professional Liability / E&O,” we mean one coverage.
Professional Liability / E&O may help with covered claims about your advice or deliverables — for example, an allegation that a recommendation was negligent. General Liability may help with eligible third-party bodily injury or property damage claims connected to your business operations, like a client tripping during an on-site meeting. GL generally does not respond to claims about the quality of your consulting work; that’s what Professional Liability / E&O is for.
No. No policy can guarantee a business outcome, a return on investment, or that a client will be satisfied with results. Coverage may help respond to certain covered claims alleging negligence in how the advice was delivered — it is not a warranty that a strategy will work, and it does not cover every business disagreement or breach-of-contract dispute.
Fill out the short form on this site and our licensed agents typically build your custom quote the same business day. We prepare it based on the information you submit — you’re not filling out a lengthy application.
Both. Whether you’re a single consultant working under your own name or a growing practice with associates, we work with carriers suited to your size.
Yes. Once you’re bound, we can help you get a certificate of insurance to whoever needs proof of coverage. See our COI page for details.
Tell us your address on the quote form and we’ll confirm whether coverage is available for your business — eligibility and options vary by state.
We work across a defined range of eligible consulting disciplines — business, management, marketing, HR, research, educational, resume, industry-specific, safety, and product consulting among them. Some consulting specialties fall outside our current appetite, including operations, process improvement, supply chain, logistics, legal, financial advisory, accounting, and engineering consulting. Tell us what you do on the quote form and we’ll confirm eligibility.
Just your business name, address, and contact information to start. Our licensed agents follow up to gather anything else needed to prepare your quote.
Business Consultant Insurance focuses specifically on independent business consultants and consulting firms, which means our quote process, our coverage explanations — including how Professional Liability / E&O and General Liability work together — and our agents’ conversations are all built around how consulting practices actually operate, not retrofitted from a generic commercial policy.
Business Consultant Insurance connects you with licensed agents who build your custom quote — typically back the same business day. Review it, enroll when you’re ready, and get proof of coverage when you need it.
The specialist insurance program for independent business consultants.